C A P S T E M

As it is said,
“The art is in not making money but keeping it”.

Introduction

The key to any long-term investment is to start early, so that you benefit from the power of compounding. The next step is to make sure you’re saving enough money, every month, to see you through the years ahead. Finally, get the product that suits your future needs.

Each Individual is different and has different goals based on needs, aspirations. Also, each family is unique and has diverse requirements. This needs a personalized approach and diligent planning. Each plan is tailor-made to suit the needs of the Individual based on the stage of his life, goals and current assets & liabilities.

Our approach is people centric, People come first, Products come later.

We suggest optimal asset allocation portfolio spread across Fixed Income, Equity etc. as well as risk mitigation strategies like Life and Health insurance etc.
Our risk profiling as well as understanding the clients profile enables us to ascertain and give clarity on their life’s goals and subsequently make proper investment choices and efficient use of resources.

 
Why Financial Planning?

Manage One’s Money

Managing one’s money need not be boring. It’s not rocket science and you need not be from a financial background. Saving money can be the powerful tool towards greater financial independence and build long term wealth.

Black Swans

Nothing lasts forever and so do You. You need to realize that your life and property is vulnerable to risks. These risks can lead to loss of income and put you and your dependents in a financial jeopardy. Insurance and protection can help you and your family in a long way.

Understanding Priorities

Building a portfolio involves distributing your investment amongst various asset classes like equity, debt, gold and cash. Although equity is the most tax-efficient and beats inflation by a mile, putting all your money in equity isn’t a prudent move. Diversification to meet your personal and life goals is needed.

Retirement Planning

Planning for retirement has become all the more important today than it was a few decades ago. Increasing life expectancy and lifestyle related diseases makes it imperative to same more. What you don’t know is that the earlier you start, the richer you retire. It happens due to the “magic of compounding”.

Are you ready to keep and grow your money?

Whether you would like to invest or hear any advice, reach out to us. We'd like to hear your message!
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